Five Essential Services Working Together to Protect Your Home
Real estate fraud is a growing crisis - the FBI reported $12.5 billion in cybercrime losses last year, a 22% increase. Over 26% of home buyers and sellers receive fraudulent communications during closing, with 1 in 20 becoming victims. While counties only alert you after documents are recorded, our proactive monitoring detects threats across multiple channels before damage occurs, protecting your property, equity, and homeowner information.
1. Title Monitoring - Your First Line of Defense
24/7 surveillance of your property's legal ownership records. We scan millions of county recordings, public information databases, and escrow data to detect:
- • Unauthorized ownership transfers and fraudulent deeds
- • New liens (contractor, tax, judgment) filed against your property
- • Fraudulent mortgages or refinancing attempts
- • Tax payment status to prevent liens or foreclosure
Protection Benefit: With the median home price exceeding $400,000 and cybercrime losses reaching $12.5 billion annually, early detection is critical to protecting your investment.
2. Address Monitoring - Prevent Mail Fraud
Protects your home address from fraudulent changes and mail theft. We continuously monitor:
- • USPS address changes and mail forwarding requests
- • National Change of Address (NCOA) database
- • Google Address Validation for verification
- • Financial account address updates
Protection Benefit: Prevents criminals from intercepting mortgage statements, tax bills, and property documents.
3. Financial Instrument Monitoring - Protect Your Equity
Tracks all recorded financial documents against your property. Real-time detection of:
- • Unauthorized loans or refinancing using your property
- • Mechanic's and tax liens that could lead to foreclosure
- • Home equity lines of credit (HELOCs) criminals use to drain equity
- • Title transfers and deed recordings
Protection Benefit: Stops equity theft before criminals can leverage your home's value for illegal gains.
4. Cyber Threat Protection - Digital Security for Your Home
Monitors the digital landscape for exposed homeowner information. Advanced scanning includes:
- • Dark web and breach database monitoring
- • Public website scanning for exposed property information
- • Detection of compromised ownership details
- • Alerts when your data could be used for property fraud
Protection Benefit: Identifies exposed information before criminals can use it to target your property.
5. Advanced Alert System - Never Miss a Threat
Multi-channel notifications with customizable persistence. Our system features:
- • Email, SMS, and phone call notifications
- • Customizable frequency (once to every 5 minutes until acknowledged)
- • Multiple contact support for family members
- • Secure client portal for detailed alert review
Home Title Services provides comprehensive protection that counties simply don't offer. Their multi-layered approach caught a fraudulent lien attempt that county notifications would have missed entirely.
- Jordan Cooper, Protected Client