Frequently Asked Questions

Criminals obtain a homeowner’s personal information through phishing emails, phone calls, or other means. They may pose as legitimate entities (such as banks or government agencies) to trick the homeowner into revealing sensitive details.

Using the stolen information, the thief creates fraudulent deeds or other property transfer documents. They then file these documents with the local land records office, effectively transferring ownership to themselves.

Absence of Verification: In some cases, land records offices fail to verify the authenticity of submitted documents, allowing fraudulent transfers to go unnoticed.

Home title theft can result in fraudulent loans being taken out against your property without your knowledge, potentially leading to foreclosure proceedings if the thief defaults on these loans. Victims often face significant legal costs and time-consuming processes to prove rightful ownership and clear fraudulent liens or mortgages from their property records. While you won't lose physical possession of your home immediately, the financial damage and credit impact can be severe, requiring extensive documentation and legal intervention to resolve.

County notifications are limited - they only inform you AFTER documents are already recorded, when damage may be done. With the FBI reporting $12.5 billion in cybercrime losses last year (22% increase) and 26% of buyers receiving fraudulent communications, you need proactive protection. Home Title Services monitors across multiple threat vectors: property fraud, mail interception, unauthorized financial instruments, and cyber breaches. We detect threats before they become problems, provide expert analysis, and deliver alerts through multiple channels (email, SMS, phone) with customizable persistence to ensure you never miss critical information.

Our system operates 24/7 with real-time monitoring. Most threats are detected and alerts sent within minutes of suspicious activity. Depending on your preferences, you'll receive alerts via email, SMS, and/or phone immediately. With our persistent alert feature, we'll continue notifying you at your chosen frequency (from once to every 5 minutes) until you acknowledge the threat.

First, log into your secure client portal to review the full alert details. If the activity is authorized (like a refinance you initiated), acknowledge and dismiss it. If unauthorized or suspicious, immediately contact our support team for guidance. We'll help you understand the threat and provide specific steps, including which authorities to contact and what documentation to gather.

Title insurance is a one-time purchase protecting against past title defects up to the purchase point. Title monitoring is an ongoing service protecting against future fraud attempts. While title insurance covers past issues, it typically doesn't cover future fraud. With nearly 1 in 20 buyers becoming fraud victims and first-time buyers 3 times more likely to fall victim, our monitoring service fills this critical gap by continuously watching for new threats to your property.

Yes! Our system monitors multiple properties under a single account. Whether you own rental properties, vacation homes, or protect family members' properties, you can add unlimited properties. Each receives the same comprehensive protection and you manage all alerts through a single dashboard.

Absolutely! Add unlimited email addresses and phone numbers for alert notifications. Perfect for ensuring spouses, adult children, or trusted advisors stay informed of threats. You can customize which contacts receive which types of alerts.

We use advanced scanning to search breach databases, dark web, and public websites for exposed information about you and your property. This includes monitoring for leaked passwords, exposed addresses, ownership details, and data that could be used for property fraud. When exposed information is detected, we alert you immediately with specific security recommendations.

We provide nationwide coverage across all 50 states. Our monitoring systems integrate with county recorders, USPS systems, and national databases regardless of location. Whether your property is in a major city or rural area, you receive the same comprehensive protection.